Building and Expansion Loans

Building Houses of Worship
While Building the Kingdom of God.

Church loans from The Baptist Foundation of Oklahoma help build local ministries while serving the higher calling of the Southern Baptist church. Rather than funneling dollars to secular organizations, Foundation loan recipients receive competitive loan rates while keeping their money within the Baptist ministry. The Foundation offers loans for new construction, facility renovation and expansion, and any other church-related purpose.


Apply online   Continue existing application


Foundation Loan Benefits Include:

  • All Interest Distributed to Kingdom Causes
    Interest paid on church loans through The Baptist Foundation of Oklahoma is distributed to more than 300 Southern Baptist ministries and charitable causes each year. In a typical year, almost $4 million in interest from church loans helps support Baptist and charitable organizations across Oklahoma, the nation, and around the world.

  • Competitive Terms and Interest Rates
    In most cases, the Foundation terms and interest rates are competitive, if not better, than other lending sources.

  • Low Closing Costs
    The only closing costs associated with the Foundation’s loan program are an origination fee, the cost of mortgage title insurance, and a mortgage filing fee. The Foundation doesn’t require a certified appraisal, a land survey of the church’s property, or EPA or other environmental reports.

  • No Prepayment Penalties
    We recognize that anytime a church borrows money, they want to get out of debt as quickly as possible. To that end, we never penalize a church for prepaying a loan.

  • Fast and Convenient Financing
    Our online loan application process minimizes paperwork and speeds approval times.   

To learn more about loans from the Foundation, contact Jerry Vaughan at 800.949.9988 ext. 4269, or by email at